notes: 8/29/11 from email sent out from FEMA A denial letter from the Federal Emergency Management Agency (FEMA) may not mean an applicant is ineligible for assistance. A denial may mean that FEMA does not have all the information needed to make a decision regarding the applicant's disaster aid. Remember that this first letter may not be the last word. There are several easily fixed reasons why an applicant may receive a denial letter. The most common reason is that the applicants are insured. This is marked as INS or IINS on the denial letter. In that situation, FEMA requires more information on the insurance settlement before a final decision can be made. Other common reasons for denial letters: • The applicant did not provide or sign the required documents • The applicant did not prove occupancy or ownership • The damage is to a secondary home or a rental property, not a primary residence. (By law, applicants are eligible for FEMA disaster assistance only is the damage is to their primary residence – where the person usually lives and was living at the time of the disaster.) • Someone else in the household has already applied and received help • The applicant registered before the disaster was officially declared. (If this applies to you, be sure to call 1-800-621-FEMA (3363) to verify your status.) The key to being considered for State and Federal assistance is for applicants to complete all the necessary paperwork and keep information up-to-date. The State and FEMA rely on that information to process each claim. If FEMA determines that applicants are not eligible for a grant, they may still be eligible for other assistance such as a low-interest disaster loan from the SBA, disaster unemployment assistance, and tax assistance. Insured applicants should reconnect with FEMA at 1-800-621-FEMA (3362) after their insurance claim is settled. If settlement is not imminent, they can ask their insurance agent to provide a "delay of settlement" letter. That information, along with any new or important information that may have surfaced since they first registered, should be mailed to the address provided in the FEMA letter. Applicants can appeal any FEMA decision within 60 days of the date on the denial letter. Information on the appeal process is in the Applicant's Guide to the Individuals and Households Program Manual, which is mailed to applicants when they register for disaster aid. Case Managers in Alabama should obtain written consent from the applicant. It must be all written or all typed. FEMA asks that it be on letterhead so they can track which agency originated it. Once completed, fax to 205-715-9488. Or scan and email to Zugei Beltran at zugei.beltran@fema.gov. FEMA will also do a duplication of benefits check, if needed. ---------------------------------------- This is to let you know that FEMA has a housing portal in which vacancies can be found at http://asd.fema.gov/inter/hportal/home.htm. Please be advised that our multifamily housing owners/agents have been encouraged to add their vacancy information to this portal. For information on the most recent public housing vacancies, you may contact the public housing authorities from our listing at http://www.hud.gov/offices/pih/pha/contacts/states/al.cfm. -------------------------------------------------------- Note Re: SBA Loans The Small Business Assoc. loans are not just for businesses. It is a low-interest disaster loan. Even if you don't qualify for the loan or decide not to take the loan, you should apply as it could effect the amount of money that you can get from FEMA. Per Richard Bradley at VOAD mtg. Alabama Severe Storms, Tornadoes, Straight-line Winds, and Flooding http://www.fema.gov/news/event.fema?id=14232 --- A Disaster Recovery Center (DRC) is a readily accessible facility or mobile office where applicants may go for information about FEMA or other disaster assistance programs, or for questions related to your case. Some of the services that a DRC may provide: * Guidance regarding disaster recovery * Clarification of any written correspondence received * Housing Assistance and Rental Resource information * Answers to questions, resolution to problems and referrals to agencies that may provide further assistance * Status of applications being processed by FEMA. * SBA program information if there is a SBA Representative at the Disaster Recovery Center site. Find a DRC using our DRC Locator (see link below) NOTE: You can register for assistance at a DRC or you can register online or by calling 1 (800) 621-FEMA (3362). The TTY number is 1 (800) 462-7585 for those who are speech- or hearing-impaired. http://www.fema.gov/assistance/opendrcs.shtm -> To find out if you qualify for assistance: http://www.fema.gov/news/disaster_totals_annual.fema Choose your state. Choose the button for whatever storm you are interested in. Note that it may be under "Emergency Declarations", the second set of declarations, or scroll down to see all lists. Then choose the button for "designated counties" to see if your county is there. Note the box on the right hand and choose the "tab" for "individual assistance" to see if your county is qualified to receive federal funds for individuals. Note that "Category B" declarations usually don't have any funds available for individuals. Only for towns and cities. 8/29/11 from email sent out from FEMA A denial letter from the Federal Emergency Management Agency (FEMA) may not mean an applicant is ineligible for assistance. A denial may mean that FEMA does not have all the information needed to make a decision regarding the applicant's disaster aid. Remember that this first letter may not be the last word. There are several easily fixed reasons why an applicant may receive a denial letter. The most common reason is that the applicants are insured. This is marked as INS or IINS on the denial letter. In that situation, FEMA requires more information on the insurance settlement before a final decision can be made. Other common reasons for denial letters: • The applicant did not provide or sign the required documents • The applicant did not prove occupancy or ownership • The damage is to a secondary home or a rental property, not a primary residence. (By law, applicants are eligible for FEMA disaster assistance only is the damage is to their primary residence – where the person usually lives and was living at the time of the disaster.) • Someone else in the household has already applied and received help • The applicant registered before the disaster was officially declared. (If this applies to you, be sure to call 1-800-621-FEMA (3363) to verify your status.) The key to being considered for State and Federal assistance is for applicants to complete all the necessary paperwork and keep information up-to-date. The State and FEMA rely on that information to process each claim. If FEMA determines that applicants are not eligible for a grant, they may still be eligible for other assistance such as a low-interest disaster loan from the SBA, disaster unemployment assistance, and tax assistance. Insured applicants should reconnect with FEMA at 1-800-621-FEMA (3362) after their insurance claim is settled. If settlement is not imminent, they can ask their insurance agent to provide a "delay of settlement" letter. That information, along with any new or important information that may have surfaced since they first registered, should be mailed to the address provided in the FEMA letter. Applicants can appeal any FEMA decision within 60 days of the date on the denial letter. Information on the appeal process is in the Applicant's Guide to the Individuals and Households Program Manual, which is mailed to applicants when they register for disaster aid. Case Managers in Alabama should obtain written consent from the applicant. It must be all written or all typed. FEMA asks that it be on letterhead so they can track which agency originated it. Once completed, fax to 205-715-9488. Or scan and email to Zugei Beltran at zugei.beltran@fema.gov. FEMA will also do a duplication of benefits check, if needed. ---------------------------------------- This is to let you know that FEMA has a housing portal in which vacancies can be found at http://asd.fema.gov/inter/hportal/home.htm. Please be advised that our multifamily housing owners/agents have been encouraged to add their vacancy information to this portal. For information on the most recent public housing vacancies, you may contact the public housing authorities from our listing at http://www.hud.gov/offices/pih/pha/contacts/states/al.cfm. -------------------------------------------------------- Note Re: SBA Loans The Small Business Assoc. loans are not just for businesses. It is a low-interest disaster loan. Even if you don't qualify for the loan or decide not to take the loan, you should apply as it could effect the amount of money that you can get from FEMA. Per Richard Bradley at VOAD mtg. Alabama Severe Storms, Tornadoes, Straight-line Winds, and Flooding http://www.fema.gov/news/event.fema?id=14232 --- A Disaster Recovery Center (DRC) is a readily accessible facility or mobile office where applicants may go for information about FEMA or other disaster assistance programs, or for questions related to your case. Some of the services that a DRC may provide: * Guidance regarding disaster recovery * Clarification of any written correspondence received * Housing Assistance and Rental Resource information * Answers to questions, resolution to problems and referrals to agencies that may provide further assistance * Status of applications being processed by FEMA. * SBA program information if there is a SBA Representative at the Disaster Recovery Center site. Find a DRC using our DRC Locator (see link below) NOTE: You can register for assistance at a DRC or you can register online or by calling 1 (800) 621-FEMA (3362). The TTY number is 1 (800) 462-7585 for those who are speech- or hearing-impaired. http://www.fema.gov/assistance/opendrcs.shtm

notes: This is to let you know that FEMA has a housing portal in which vacancies can be found at http://asd.fema.gov/inter/hportal/home.htm. Please be advised that our multifamily housing owners/agents have been encouraged to add their vacancy information to this portal. For information on the most recent public housing vacancies, you may contact the public housing authorities from our listing at http://www.hud.gov/offices/pih/pha/contacts/states/al.cfm. -------------------------------------------------------- Note Re: SBA Loans The Small Business Assoc. loans are not just for businesses. It is a low-interest disaster loan. Even if you don't qualify for the loan or decide not to take the loan, you should apply as it could effect the amount of money that you can get from FEMA. Per Richard Bradley at VOAD mtg. Alabama Severe Storms, Tornadoes, Straight-line Winds, and Flooding http://www.fema.gov/news/event.fema?id=14232 --- A Disaster Recovery Center (DRC) is a readily accessible facility or mobile office where applicants may go for information about FEMA or other disaster assistance programs, or for questions related to your case. Some of the services that a DRC may provide: * Guidance regarding disaster recovery * Clarification of any written correspondence received * Housing Assistance and Rental Resource information * Answers to questions, resolution to problems and referrals to agencies that may provide further assistance * Status of applications being processed by FEMA. * SBA program information if there is a SBA Representative at the Disaster Recovery Center site. Find a DRC using our DRC Locator (see link below) NOTE: You can register for assistance at a DRC or you can register online or by calling 1 (800) 621-FEMA (3362). The TTY number is 1 (800) 462-7585 for those who are speech- or hearing-impaired. http://www.fema.gov/assistance/opendrcs.shtm -> 8/29/11 from email sent out from FEMA A denial letter from the Federal Emergency Management Agency (FEMA) may not mean an applicant is ineligible for assistance. A denial may mean that FEMA does not have all the information needed to make a decision regarding the applicant's disaster aid. Remember that this first letter may not be the last word. There are several easily fixed reasons why an applicant may receive a denial letter. The most common reason is that the applicants are insured. This is marked as INS or IINS on the denial letter. In that situation, FEMA requires more information on the insurance settlement before a final decision can be made. Other common reasons for denial letters: • The applicant did not provide or sign the required documents • The applicant did not prove occupancy or ownership • The damage is to a secondary home or a rental property, not a primary residence. (By law, applicants are eligible for FEMA disaster assistance only is the damage is to their primary residence – where the person usually lives and was living at the time of the disaster.) • Someone else in the household has already applied and received help • The applicant registered before the disaster was officially declared. (If this applies to you, be sure to call 1-800-621-FEMA (3363) to verify your status.) The key to being considered for State and Federal assistance is for applicants to complete all the necessary paperwork and keep information up-to-date. The State and FEMA rely on that information to process each claim. If FEMA determines that applicants are not eligible for a grant, they may still be eligible for other assistance such as a low-interest disaster loan from the SBA, disaster unemployment assistance, and tax assistance. Insured applicants should reconnect with FEMA at 1-800-621-FEMA (3362) after their insurance claim is settled. If settlement is not imminent, they can ask their insurance agent to provide a "delay of settlement" letter. That information, along with any new or important information that may have surfaced since they first registered, should be mailed to the address provided in the FEMA letter. Applicants can appeal any FEMA decision within 60 days of the date on the denial letter. Information on the appeal process is in the Applicant's Guide to the Individuals and Households Program Manual, which is mailed to applicants when they register for disaster aid. Case Managers in Alabama should obtain written consent from the applicant. It must be all written or all typed. FEMA asks that it be on letterhead so they can track which agency originated it. Once completed, fax to 205-715-9488. Or scan and email to Zugei Beltran at zugei.beltran@fema.gov. FEMA will also do a duplication of benefits check, if needed. ---------------------------------------- This is to let you know that FEMA has a housing portal in which vacancies can be found at http://asd.fema.gov/inter/hportal/home.htm. Please be advised that our multifamily housing owners/agents have been encouraged to add their vacancy information to this portal. For information on the most recent public housing vacancies, you may contact the public housing authorities from our listing at http://www.hud.gov/offices/pih/pha/contacts/states/al.cfm. -------------------------------------------------------- Note Re: SBA Loans The Small Business Assoc. loans are not just for businesses. It is a low-interest disaster loan. Even if you don't qualify for the loan or decide not to take the loan, you should apply as it could effect the amount of money that you can get from FEMA. Per Richard Bradley at VOAD mtg. Alabama Severe Storms, Tornadoes, Straight-line Winds, and Flooding http://www.fema.gov/news/event.fema?id=14232 --- A Disaster Recovery Center (DRC) is a readily accessible facility or mobile office where applicants may go for information about FEMA or other disaster assistance programs, or for questions related to your case. Some of the services that a DRC may provide: * Guidance regarding disaster recovery * Clarification of any written correspondence received * Housing Assistance and Rental Resource information * Answers to questions, resolution to problems and referrals to agencies that may provide further assistance * Status of applications being processed by FEMA. * SBA program information if there is a SBA Representative at the Disaster Recovery Center site. Find a DRC using our DRC Locator (see link below) NOTE: You can register for assistance at a DRC or you can register online or by calling 1 (800) 621-FEMA (3362). The TTY number is 1 (800) 462-7585 for those who are speech- or hearing-impaired. http://www.fema.gov/assistance/opendrcs.shtm

notes: Note Re: SBA Loans The Small Business Assoc. loans are not just for businesses. It is a low-interest disaster loan. Even if you don't qualify for the loan or decide not to take the loan, you should apply as it could effect the amount of money that you can get from FEMA. Per Richard Bradley at VOAD mtg. Alabama Severe Storms, Tornadoes, Straight-line Winds, and Flooding http://www.fema.gov/news/event.fema?id=14232 --- A Disaster Recovery Center (DRC) is a readily accessible facility or mobile office where applicants may go for information about FEMA or other disaster assistance programs, or for questions related to your case. Some of the services that a DRC may provide: * Guidance regarding disaster recovery * Clarification of any written correspondence received * Housing Assistance and Rental Resource information * Answers to questions, resolution to problems and referrals to agencies that may provide further assistance * Status of applications being processed by FEMA. * SBA program information if there is a SBA Representative at the Disaster Recovery Center site. Find a DRC using our DRC Locator (see link below) NOTE: You can register for assistance at a DRC or you can register online or by calling 1 (800) 621-FEMA (3362). The TTY number is 1 (800) 462-7585 for those who are speech- or hearing-impaired. http://www.fema.gov/assistance/opendrcs.shtm -> This is to let you know that FEMA has a housing portal in which vacancies can be found at http://asd.fema.gov/inter/hportal/home.htm. Please be advised that our multifamily housing owners/agents have been encouraged to add their vacancy information to this portal. For information on the most recent public housing vacancies, you may contact the public housing authorities from our listing at http://www.hud.gov/offices/pih/pha/contacts/states/al.cfm. -------------------------------------------------------- Note Re: SBA Loans The Small Business Assoc. loans are not just for businesses. It is a low-interest disaster loan. Even if you don't qualify for the loan or decide not to take the loan, you should apply as it could effect the amount of money that you can get from FEMA. Per Richard Bradley at VOAD mtg. Alabama Severe Storms, Tornadoes, Straight-line Winds, and Flooding http://www.fema.gov/news/event.fema?id=14232 --- A Disaster Recovery Center (DRC) is a readily accessible facility or mobile office where applicants may go for information about FEMA or other disaster assistance programs, or for questions related to your case. Some of the services that a DRC may provide: * Guidance regarding disaster recovery * Clarification of any written correspondence received * Housing Assistance and Rental Resource information * Answers to questions, resolution to problems and referrals to agencies that may provide further assistance * Status of applications being processed by FEMA. * SBA program information if there is a SBA Representative at the Disaster Recovery Center site. Find a DRC using our DRC Locator (see link below) NOTE: You can register for assistance at a DRC or you can register online or by calling 1 (800) 621-FEMA (3362). The TTY number is 1 (800) 462-7585 for those who are speech- or hearing-impaired. http://www.fema.gov/assistance/opendrcs.shtm

notes: Alabama Severe Storms, Tornadoes, Straight-line Winds, and Flooding http://www.fema.gov/news/event.fema?id=14232 --- A Disaster Recovery Center (DRC) is a readily accessible facility or mobile office where applicants may go for information about FEMA or other disaster assistance programs, or for questions related to your case. Some of the services that a DRC may provide: * Guidance regarding disaster recovery * Clarification of any written correspondence received * Housing Assistance and Rental Resource information * Answers to questions, resolution to problems and referrals to agencies that may provide further assistance * Status of applications being processed by FEMA. * SBA program information if there is a SBA Representative at the Disaster Recovery Center site. Find a DRC using our DRC Locator (see link below) NOTE: You can register for assistance at a DRC or you can register online or by calling 1 (800) 621-FEMA (3362). The TTY number is 1 (800) 462-7585 for those who are speech- or hearing-impaired. http://www.fema.gov/assistance/opendrcs.shtm -> Note Re: SBA Loans The Small Business Assoc. loans are not just for businesses. It is a low-interest disaster loan. Even if you don't qualify for the loan or decide not to take the loan, you should apply as it could effect the amount of money that you can get from FEMA. Per Richard Bradley at VOAD mtg. Alabama Severe Storms, Tornadoes, Straight-line Winds, and Flooding http://www.fema.gov/news/event.fema?id=14232 --- A Disaster Recovery Center (DRC) is a readily accessible facility or mobile office where applicants may go for information about FEMA or other disaster assistance programs, or for questions related to your case. Some of the services that a DRC may provide: * Guidance regarding disaster recovery * Clarification of any written correspondence received * Housing Assistance and Rental Resource information * Answers to questions, resolution to problems and referrals to agencies that may provide further assistance * Status of applications being processed by FEMA. * SBA program information if there is a SBA Representative at the Disaster Recovery Center site. Find a DRC using our DRC Locator (see link below) NOTE: You can register for assistance at a DRC or you can register online or by calling 1 (800) 621-FEMA (3362). The TTY number is 1 (800) 462-7585 for those who are speech- or hearing-impaired. http://www.fema.gov/assistance/opendrcs.shtm

notes: -> Alabama Severe Storms, Tornadoes, Straight-line Winds, and Flooding http://www.fema.gov/news/event.fema?id=14232 --- A Disaster Recovery Center (DRC) is a readily accessible facility or mobile office where applicants may go for information about FEMA or other disaster assistance programs, or for questions related to your case. Some of the services that a DRC may provide: * Guidance regarding disaster recovery * Clarification of any written correspondence received * Housing Assistance and Rental Resource information * Answers to questions, resolution to problems and referrals to agencies that may provide further assistance * Status of applications being processed by FEMA. * SBA program information if there is a SBA Representative at the Disaster Recovery Center site. Find a DRC using our DRC Locator (see link below) NOTE: You can register for assistance at a DRC or you can register online or by calling 1 (800) 621-FEMA (3362). The TTY number is 1 (800) 462-7585 for those who are speech- or hearing-impaired. http://www.fema.gov/assistance/opendrcs.shtm
status: Standby -> Open